Title: Ledgerly — Your money. A clearer view. · Novarch URL: https://novarch.lol/ledgerly Description: A considered home for your money. Track net worth, spending, budgets, and goals with Ledgerly. Core records stay on your device. Explore the Metallic Ledger icon collection. Publisher: Novarch LLC (https://novarch.lol) For sale: Ledgerly: Net Worth Tracker is for sale for $5,500 (asking price, USD). Email the owner at yohannesakhaile@novarch.lol. It is also part of a bundle of 11 apps for $30,000. Details: https://novarch.lol/apps-for-sale.html#ledgerly --- Personal finance, thoughtfully made # Your money. A *clearer* view. Everything you own. Everything you owe. One considered place to see it all. Bring accounts, spending, and goals together, with your core financial records kept on your device. Take a closer look Made for iPhone. Built around you. The Metallic Ledger collection Sage. Satin metal. A little gold.Explore the collection 01 Your whole financial picture 02 Core records stored locally 03 A little more clarity, every day The bigger picture ## More than a balance. A sense of *where you stand.* Money lives in different places. Ledgerly brings it into focus, from the cash in your wallet to the things you’re saving for. Net worthETB 182,450.00 What you own, minus what you owe. Wallets 42,450.00 Tangible assets 165,000.00 Receivables 12,000.00 Investments 18,000.00 Liabilities −55,000.00 A place for what you own and what you owe. Illustrative example · Ethiopian birr (ETB). 01 / ### See the whole picture Track accounts, assets, investments, and debt together. Get a clearer view of your net worth. 02 / ### Make room for what’s next Set budgets and savings goals. Follow your progress without losing sight of everyday spending. 03 / ### Keep your currencies in context See balances in your main currency, with automatic or manual exchange rates. The everyday details ## Find your *money rhythm.* A quick check-in, a clearer day. Follow what comes in, what goes out, and how it adds up. Spending ### Notice the little things. See your daily, weekly, and monthly spending side by side. Spending rhythmUSD Today 18.75 This week 186.40 This month 1,248.60 A little context for your everyday spending. Income ### See progress take shape. Compare months and follow your income across the year. IncomeGBP 16,770.00 Jan–Jul July income **2,460.00** Jan: GBP 2,340.00 Feb: GBP 2,340.00 Mar: GBP 2,415.00 Apr: GBP 2,340.00 May: GBP 2,480.00 Jun: GBP 2,395.00 Jul: GBP 2,460.00 Financial health ### A little more perspective. Compare money in and out, then see how much cash you have available. Financial healthETB This month Money in 48,000.00 Money out 31,450.00 Net cash flow +16,550.00 Available cash 42,450.00 Cash covers **1.35 months** at this month’s spending. Categories ### Know where it went. Understand the categories behind your spending. Where it wentUSD This month · **1,248.60** Groceries 420.35 Eating out 168.20 Transport 124.80 Subscriptions 45.25 Other 490.00 Illustrative examples in ETB, USD, and GBP. Amounts are not currency conversions. The Metallic Ledger collection ## A small object. *A personal signature.* Two cards. One coin. Six considered finishes. Explore the Pro icons, with new finishes earned through your Wins. Ledgerly Pro ### Ledger Ivory and gold on deep sage. Included with Ledgerly Pro. Choose a finish to preview The standard icon comes in warm cream and sage charcoal. Alternate icons require Ledgerly Pro; the five additional finishes also require Wins. Personal means personal ## Your records. *Your keeping.* Your core financial records live on your device. No required Novarch account. No company cloud account holding your balances. [Read the privacy policy](https://novarch.lol/ledgerly-privacy.html) ### Ready when you are Keep tracking offline. Refresh exchange rates and market prices when you choose. ### A copy you control Export and restore manual backups, and choose where to keep them. ### Clear about what connects Optional online features, including AI, use the data needed for your request. Usage analytics can be managed in Settings. The privacy policy explains these choices in full. A considered home for your money ## Make room for *clarity.* Start with your accounts. Build a picture that’s yours. [Your privacy, explained](https://novarch.lol/ledgerly-privacy.html)