See the whole picture
Track accounts, assets, investments, and debt together. Get a clearer view of your net worth.
Personal finance, thoughtfully made
Your money.
A clearer view.
Everything you own. Everything you owe.
One considered place to see it all.
Bring accounts, spending, and goals together, with your core financial records kept on your device.
Made for iPhone. Built around you.
01 Your whole financial picture
02 Core records stored locally
03 A little more clarity, every day
The bigger picture
More than a balance.
A sense of where you stand.
Money lives in different places. Ledgerly brings it into focus, from the cash in your wallet to the things you’re saving for.
Net worthETB
182,450.00
What you own, minus what you owe.
- Wallets
- 42,450.00
- Tangible assets
- 165,000.00
- Receivables
- 12,000.00
- Investments
- 18,000.00
- Liabilities
- −55,000.00
Make room for what’s next
Set budgets and savings goals. Follow your progress without losing sight of everyday spending.
Keep your currencies in context
See balances in your main currency, with automatic or manual exchange rates.
The everyday details
Find your
money rhythm.
A quick check-in, a clearer day. Follow what comes in, what goes out, and how it adds up.
Spending
Notice the little things.
See your daily, weekly, and monthly spending side by side.
Spending rhythmUSD
- Today
- 18.75
- This week
- 186.40
- This month
- 1,248.60
A little context for your everyday spending.
Income
See progress take shape.
Compare months and follow your income across the year.
IncomeGBP
16,770.00 Jan–Jul
July income 2,460.00
Financial health
A little more perspective.
Compare money in and out, then see how much cash you have available.
Financial healthETB
This month
- Money in
- 48,000.00
- Money out
- 31,450.00
- Net cash flow
- +16,550.00
- Available cash
- 42,450.00
Cash covers 1.35 months at this month’s spending.
Categories
Know where it went.
Understand the categories behind your spending.
Where it wentUSD
This month · 1,248.60
- Groceries
- 420.35
- Eating out
- 168.20
- Transport
- 124.80
- Subscriptions
- 45.25
- Other
- 490.00
Illustrative examples in ETB, USD, and GBP. Amounts are not currency conversions.
The Metallic Ledger collection
A small object.
A personal signature.
Two cards. One coin. Six considered finishes.
Explore the Pro icons, with new finishes earned through your Wins.
Ledger
Ivory and gold on deep sage.
Included with Ledgerly Pro.
Choose a finish to preview
The standard icon comes in warm cream and sage charcoal. Alternate icons require Ledgerly Pro; the five additional finishes also require Wins.
Personal means personal
Your records.
Your keeping.
Your core financial records live on your device. No required Novarch account. No company cloud account holding your balances.
Read the privacy policyReady when you are
Keep tracking offline. Refresh exchange rates and market prices when you choose.
A copy you control
Export and restore manual backups, and choose where to keep them.
Clear about what connects
Optional online features, including AI, use the data needed for your request. Usage analytics can be managed in Settings. The privacy policy explains these choices in full.
A considered home for your money
Make room for clarity.
Start with your accounts. Build a picture that’s yours.
Your privacy, explained